Natural hazards · Stewart

Stewart, PA natural hazards

Most of the natural-hazard damage FEMA expects in Stewart comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 1981.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stewart?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stewart to be higher than in 26% of U.S. communities, mostly from inland flooding.

Inland flooding86%Tornadoes5%Everything else9%

By hazard

What Stewart faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

86% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

5% of expected damage

Below average · higher than 45% of U.S. places

Recorded about once every 37 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stewart flood?

Every paid claim on a federal flood insurance policy in Stewart, from FEMA’s records.

1paid claims since 1981

$1Kpaid to owners

0homes flooded more than once

19812026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stewart isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fayette County.

Disasters that hit Stewart

Federal disasters declared here

None of the disasters declared for Fayette County shows FEMA aid or repair money reaching Stewart itself in FEMA’s records.

Brought FEMA money into StewartDeclared for Fayette County only

Fayette County has had 16 natural disasters declared since 1953, most often winter storms and severe storms.

Around Stewart

Stewart and the towns around it

Very lowLowModerateHighVery high

Springfieldmostly inland floodingModerate

Dunbarmostly inland floodingModerate

Stewartmostly inland floodingLow

Henry Claymostly inland floodingLow

Lower Turkeyfootmostly inland floodingVery low

Whartonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stewart covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Stewart’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Stewart. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Stewart total about $869K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.