Natural hazards · Stevens

Stevens, PA natural hazards

Most of the natural-hazard damage FEMA expects in Stevens comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stevens?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stevens to be higher than in 33% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding59%Hurricanes19%Cold waves5%Everything else17%

By hazard

What Stevens faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

19% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 12 years in the area

Cold waves

5% of expected damage

Below average · higher than 40% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stevens flood?

FEMA's records show no paid flood insurance claims in Stevens.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stevens isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lancaster County.

Disasters that hit Stevens

Federal disasters declared here

None of the disasters declared for Lancaster County shows FEMA aid or repair money reaching Stevens itself in FEMA’s records.

Brought FEMA money into StevensDeclared for Lancaster County only

Lancaster County has had 19 natural disasters declared since 1953, most often floods and winter storms.

Around Stevens

Stevens and the towns around it

Very lowLowModerateHighVery high

Ephratamostly inland floodingHigh

Denvermostly inland floodingModerate

Stevensmostly inland floodingLow

West Cocalicomostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stevens is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Stevens’s own flood-insurance community; household aid to the registrant’s city; repair grants to Stevens. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.