Natural hazards · Spring

Spring, PA natural hazards

Most of the natural-hazard damage FEMA expects in Spring comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 38 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Spring?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Spring to be higher than in 18% of U.S. communities, mostly from inland flooding.

Inland flooding52%Hurricanes13%Cold waves9%Tornadoes8%Strong wind5%Everything else14%

By hazard

What Spring faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Below average · higher than 27% of U.S. places

Recorded about 5 times a year in the area

Hurricanes

13% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 12 years in the area

Cold waves

9% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once a year in the area

Tornadoes

8% of expected damage

Above average · higher than 54% of U.S. places

Strong wind

5% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 7 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Spring flood?

Every paid claim on a federal flood insurance policy in Spring, from FEMA’s records.

38paid claims since 1978

$526Kpaid to owners

5homes flooded more than once

19782026

Biggest named events

Tropical Storm Ivan: 8 claims, $80K
Not a named storm: 4 claims, $3K
Hurricane Ida: 1 claim, $3K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Spring isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Berks County.

Disasters that hit Spring

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Spring itself: aid to households, or repair grants to the Township of Spring.

Brought FEMA money into SpringDeclared for Berks County only

2004

Tropical Depression Ivan

$4K to the Township of Spring for repairs

Berks County has had 20 natural disasters declared since 1953, most often severe storms and floods.

Around Spring

Spring and the towns around it

Very lowLowModerateHighVery high

Brecknockmostly inland floodingHigh

East Cocalicomostly inland floodingLow

West Cocalicomostly inland floodingLow

Lower Heidelbergmostly inland floodingLow

Wyomissingmostly inland floodingLow

Brecknockmostly inland floodingLow

Springmostly inland floodingVery low

Bernmostly inland floodingVery low

Cumrumostly inland floodingVery low

Sinking Springmostly inland floodingVery low

South Heidelbergmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Spring covers 6 census tracts, combined by population.

Money that reached townFlood claims are matched to Spring’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Spring. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Spring total about $6.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.