Natural hazards · Spring

Spring, PA natural hazards

Most of the natural-hazard damage FEMA expects in Spring comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 7 claims here since 1978. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Spring?

61
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Spring to be higher than in 61% of U.S. communities, mostly from inland flooding.

Inland flooding75%Heat waves5%Everything else20%
By hazard

What Spring faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

75% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about 5 times a year in the area

Heat waves

5% of expected damage
Well below average · higher than 15% of U.S. places
Recorded about 8 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Spring flood?

Every paid claim on a federal flood insurance policy in Spring, from FEMA’s records.

7paid claims since 1978
$98Kpaid to owners
0homes flooded more than once
19782026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Spring isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Chester County.
Disasters that hit Spring

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Spring itself: aid to households, or repair grants to the Borough of Spring.

Brought FEMA money into SpringDeclared for Chester County only
2021

Remnants of Hurricane Ida

41 households applied for aid $33K aid approved
2011

Tropical Storm Lee

3 households applied for aid
2011

Hurricane Irene

15 households applied for aid $13K aid approved
2006

Severe Storms, Flooding, and Mudslides

12 households applied for aid $35K aid approved
Chester County has had 22 natural disasters declared since 1953, most often hurricanes and floods.
Around Spring

Spring and the towns around it

East Vincent: Low, mostly inland floodingEast Pikeland: Low, mostly inland floodingUpper Providence: Low, mostly inland floodingRoyersford: High, mostly inland floodingWest Vincent: Very low, mostly inland floodingLimerick: Very low, mostly inland floodingSouth Coventry: Very low, mostly inland floodingEast Coventry: Low, mostly inland floodingWest Pikeland: Moderate, mostly inland floodingPhoenixville: Moderate, mostly inland floodingLower Providence: Very low, mostly inland floodingSchuylkill: Low, mostly inland floodingTrappe: Very low, mostly inland floodingCollegeville: Low, mostly inland floodingPerkiomen: Low, mostly inland floodingSpring City: High, mostly inland flooding Spring CityEast VincentEast PikelandUpper ProvidenceRoyersford
Very lowLowModerateHighVery high
Royersfordmostly inland floodingHigh
Spring Citymostly inland floodingHigh
Upper Providencemostly inland floodingLow
East Pikelandmostly inland floodingLow
East Vincentmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Spring covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Spring’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Spring. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Spring total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01