Natural hazards · Southampton

Southampton, PA natural hazards

Most of the natural-hazard damage FEMA expects in Southampton comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 25 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Southampton?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Southampton to be higher than in 54% of U.S. communities, mostly from inland flooding.

Inland flooding81%Hurricanes8%Everything else12%

By hazard

What Southampton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

81% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

8% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 22 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Southampton flood?

Every paid claim on a federal flood insurance policy in Southampton, from FEMA’s records.

25paid claims since 1979

$414Kpaid to owners

2homes flooded more than once

19792026

Biggest named events

Hurricane Floyd: 1 claim, $52K
Hurricane Irene: 1 claim, $45K
Not a named storm: 1 claim, $1K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Southampton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bedford County.

What’s been done with FEMA grants

8flood-prone properties bought out and cleared

1homes raised above flood level

Disasters that hit Southampton

Federal disasters declared here

None of the disasters declared for Bedford County shows FEMA aid or repair money reaching Southampton itself in FEMA’s records.

Brought FEMA money into SouthamptonDeclared for Bedford County only

Bedford County has had 16 natural disasters declared since 1953, most often floods and hurricanes.

Around Southampton

Southampton and the towns around it

Very lowLowModerateHighVery high

Cumberland Valleymostly inland floodingHigh

Colerainmostly inland floodingHigh

Southamptonmostly inland floodingModerate

Mannmostly inland floodingModerate

Monroemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Southampton covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Southampton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Southampton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Southampton total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.