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Natural hazards · South Fork

South Fork, PA natural hazards

Most of the natural-hazard damage FEMA expects in South Fork comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 1981.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is South Fork?

36
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in South Fork to be higher than in 36% of U.S. communities, mostly from inland flooding.

Inland flooding81%Everything else19%
By hazard

What South Fork faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

81% of expected damage
Above average · higher than 64% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does South Fork flood?

Every paid claim on a federal flood insurance policy in South Fork, from FEMA’s records.

1paid claims since 1981
$402paid to owners
0homes flooded more than once
19812026
of homes in flood zones
are insured
of all homes
are insured
No community discount. South Fork isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cambria County.
Disasters that hit South Fork

Federal disasters declared here

None of the disasters declared for Cambria County shows FEMA aid or repair money reaching South Fork itself in FEMA’s records.

Brought FEMA money into South ForkDeclared for Cambria County only
Cambria County has had 16 natural disasters declared since 1953, most often floods and hurricanes.
Around South Fork

South Fork and the towns around it

Croyle: Low, mostly inland floodingAdams: Low, mostly inland floodingEast Taylor: Low, mostly inland floodingEhrenfeld: Low, mostly inland floodingSummerhill: Low, mostly inland floodingSummerhill: Low, mostly inland floodingJackson: Very low, mostly inland floodingCambria: Very low, mostly inland floodingRichland: Very low, mostly inland floodingLincoln: Moderate, mostly inland floodingConemaugh: Very low, mostly inland floodingMiddle Taylor: Low, mostly inland floodingJohnstown: Moderate, mostly inland floodingEast Conemaugh: Moderate, mostly inland floodingFranklin: Moderate, mostly inland floodingSouth Fork: Low, mostly inland flooding South ForkCroyleAdamsEast Taylor
Very lowLowModerateHighVery high
South Forkmostly inland floodingLow
Croylemostly inland floodingLow
Adamsmostly inland floodingLow
East Taylormostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. South Fork is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to South Fork’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of South Fork. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.