Natural hazards · Snake Spring

Snake Spring, PA natural hazards

Most of the natural-hazard damage FEMA expects in Snake Spring comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 133 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Snake Spring?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Snake Spring to be higher than in 72% of U.S. communities, mostly from inland flooding.

Inland flooding87%Hurricanes6%Everything else7%

By hazard

What Snake Spring faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

87% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

6% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 20 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Snake Spring flood?

Every paid claim on a federal flood insurance policy in Snake Spring, from FEMA’s records.

133paid claims since 1979

$1.9Mpaid to owners

16homes flooded more than once

19792026

Biggest named events

Hurricane Ida: 7 claims, $371K
Not a named storm: 1 claim, $333

Homes that flooded again and again

■ FEMA “severe repetitive loss” (3) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Snake Spring isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bedford County.

Disasters that hit Snake Spring

Federal disasters declared here

None of the disasters declared for Bedford County shows FEMA aid or repair money reaching Snake Spring itself in FEMA’s records.

Brought FEMA money into Snake SpringDeclared for Bedford County only

Bedford County has had 16 natural disasters declared since 1953, most often floods and hurricanes.

Around Snake Spring

Snake Spring and the towns around it

Very lowLowModerateHighVery high

Hopewellmostly inland floodingHigh

South Woodburymostly inland floodingHigh

West Providencemostly inland floodingHigh

Snake Springmostly inland floodingHigh

Colerainmostly inland floodingHigh

Bedfordmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Snake Spring is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Snake Spring’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Snake Spring. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.