Natural hazards · Silver Lake

Silver Lake, PA natural hazards

Most of the natural-hazard damage FEMA expects in Silver Lake comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2018.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Silver Lake?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Silver Lake to be higher than in 26% of U.S. communities, mostly from inland flooding.

Inland flooding75%Hurricanes7%Tornadoes7%Everything else11%

By hazard

What Silver Lake faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

75% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

7% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 25 years in the area

Tornadoes

7% of expected damage

Below average · higher than 43% of U.S. places

Recorded about once every 38 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Silver Lake flood?

Every paid claim on a federal flood insurance policy in Silver Lake, from FEMA’s records.

2paid claims since 2018

$7Kpaid to owners

0homes flooded more than once

20182026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Silver Lake isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Susquehanna County.

Disasters that hit Silver Lake

Federal disasters declared here

None of the disasters declared for Susquehanna County shows FEMA aid or repair money reaching Silver Lake itself in FEMA’s records.

Brought FEMA money into Silver LakeDeclared for Susquehanna County only

Susquehanna County has had 21 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Silver Lake

Silver Lake and the towns around it

Very lowLowModerateHighVery high

Choconutmostly inland floodingLow

Forest Lakemostly inland floodingLow

Silver Lakemostly inland floodingLow

Libertymostly inland floodingLow

Franklinmostly inland floodingLow

Bridgewatermostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Silver Lake is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Silver Lake’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Silver Lake. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.