Natural hazards · Shade

Shade, PA natural hazards

Most of the natural-hazard damage FEMA expects in Shade comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 1983.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Shade?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Shade to be higher than in 22% of U.S. communities, mostly from inland flooding.

Inland flooding83%Everything else17%

By hazard

What Shade faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

83% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Shade flood?

Every paid claim on a federal flood insurance policy in Shade, from FEMA’s records.

2paid claims since 1983

$58Kpaid to owners

0homes flooded more than once

19832026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Shade isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Somerset County.

Disasters that hit Shade

Federal disasters declared here

None of the disasters declared for Somerset County shows FEMA aid or repair money reaching Shade itself in FEMA’s records.

Brought FEMA money into ShadeDeclared for Somerset County only

Somerset County has had 18 natural disasters declared since 1953, most often floods and winter storms.

Around Shade

Shade and the towns around it

Very lowLowModerateHighVery high

Juniatamostly inland floodingModerate

Napiermostly inland floodingModerate

Quemahoningmostly inland floodingLow

Hooversvillemostly inland floodingLow

Shademostly inland floodingLow

Alleghenymostly inland floodingLow

Stonycreekmostly inland floodingVery low

Oglemostly inland floodingVery low

Paintmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Shade covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Shade’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Shade. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Shade total about $893K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.