Natural hazards · Scalp Level

Scalp Level, PA natural hazards

Most of the natural-hazard damage FEMA expects in Scalp Level comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2005.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Scalp Level?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Scalp Level to be higher than in 0% of U.S. communities, mostly from inland flooding.

Inland flooding62%Tornadoes10%Cold waves9%Everything else20%

By hazard

What Scalp Level faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Well below average · higher than 3% of U.S. places

Recorded about once a year in the area

Tornadoes

10% of expected damage

Below average · higher than 46% of U.S. places

Cold waves

9% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Scalp Level flood?

Every paid claim on a federal flood insurance policy in Scalp Level, from FEMA’s records.

1paid claims since 2005

$1Kpaid to owners

0homes flooded more than once

20052026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Scalp Level isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cambria County.

Disasters that hit Scalp Level

Federal disasters declared here

None of the disasters declared for Cambria County shows FEMA aid or repair money reaching Scalp Level itself in FEMA’s records.

Brought FEMA money into Scalp LevelDeclared for Cambria County only

Cambria County has had 16 natural disasters declared since 1953, most often floods and hurricanes.

Around Scalp Level

Scalp Level and the towns around it

Very lowLowModerateHighVery high

Paintmostly inland floodingVery low

Richlandmostly inland floodingVery low

Scalp Levelmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Scalp Level is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Scalp Level’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Scalp Level. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.