Natural hazards · Rye

Rye, PA natural hazards

Most of the natural-hazard damage FEMA expects in Rye comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 8 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rye?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rye to be higher than in 70% of U.S. communities, mostly from inland flooding.

Inland flooding74%Heat waves7%Strong wind7%Everything else12%

By hazard

What Rye faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once a year in the area

Heat waves

7% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about 4 times a year in the area

Strong wind

7% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rye flood?

Every paid claim on a federal flood insurance policy in Rye, from FEMA’s records.

8paid claims since 1979

$85Kpaid to owners

1homes flooded more than once

19792026

Biggest named events

Not a named storm: 2 claims, $913
Hurricane Ida: 1 claim, $6K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rye isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Perry County.

Disasters that hit Rye

Federal disasters declared here

None of the disasters declared for Perry County shows FEMA aid or repair money reaching Rye itself in FEMA’s records.

Brought FEMA money into RyeDeclared for Perry County only

Perry County has had 17 natural disasters declared since 1953, most often floods and winter storms.

Around Rye

Rye and the towns around it

Very lowLowModerateHighVery high

Pennmostly inland floodingHigh

Ryemostly inland floodingHigh

Marysvillemostly inland floodingHigh

Carrollmostly inland floodingModerate

Wheatfieldmostly inland floodingModerate

Silver Springmostly inland floodingModerate

Hampdenmostly inland floodingLow

East Pennsboromostly inland floodingLow

Middlesexmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rye covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Rye’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Rye. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Rye total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.