Natural hazards · Rutledge

Rutledge, PA natural hazards

Most of the natural-hazard damage FEMA expects in Rutledge comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rutledge?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rutledge to be higher than in 24% of U.S. communities, mostly from inland flooding.

Inland flooding56%Heat waves11%Cold waves7%Earthquakes7%Tornadoes7%Everything else12%

By hazard

What Rutledge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 5 times a year in the area

Heat waves

11% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about 11 times a year in the area

Cold waves

7% of expected damage

Below average · higher than 37% of U.S. places

Recorded about once a year in the area

Earthquakes

7% of expected damage

Above average · higher than 65% of U.S. places

Tornadoes

7% of expected damage

Above average · higher than 50% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rutledge flood?

FEMA's records show no paid flood insurance claims in Rutledge.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rutledge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Delaware County.

Disasters that hit Rutledge

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rutledge itself: aid to households, or repair grants to the Borough of Rutledge.

Brought FEMA money into RutledgeDeclared for Delaware County only

2021

Remnants of Hurricane Ida

1 household applied for aid

2011

Hurricane Irene

3 households applied for aid

Delaware County has had 20 natural disasters declared since 1953, most often hurricanes and floods.

Around Rutledge

Rutledge and the towns around it

Very lowLowModerateHighVery high

Rutledgemostly inland floodingLow

Ridleymostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rutledge is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rutledge’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Rutledge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.