Natural hazards · Rome

Rome, PA natural hazards

Most of the natural-hazard damage FEMA expects in Rome comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 14 claims here since 2004. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rome?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rome to be higher than in 81% of U.S. communities, mostly from inland flooding.

Inland flooding89%Everything else12%

By hazard

What Rome faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

89% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rome flood?

Every paid claim on a federal flood insurance policy in Rome, from FEMA’s records.

14paid claims since 2004

$582Kpaid to owners

5homes flooded more than once

20042026

Biggest named events

Tropical Storm Lee: 2 claims, $93K
Tropical Storm Ivan: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rome isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bradford County.

What’s been done with FEMA grants

2flood-prone properties bought out and cleared

Disasters that hit Rome

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rome itself: aid to households, or repair grants to the Borough of Rome.

Brought FEMA money into RomeDeclared for Bradford County only

2011

Tropical Storm Lee

134 households applied for aid $792K aid approved

2006

Severe Storms, Flooding, and Mudslides

16 households applied for aid $39K aid approved

2005

Severe Storms and Flooding

2 households applied for aid $2K aid approved

2004

Tropical Depression Ivan

10 households applied for aid $21K aid approved

Bradford County has had 18 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rome is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rome’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Rome. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.