Natural hazards · Rockledge

Rockledge, PA natural hazards

Most of the natural-hazard damage FEMA expects in Rockledge comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 1989. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rockledge?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rockledge to be higher than in 4% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding34%Cold waves20%Heat waves15%Earthquakes10%Tornadoes8%Strong wind6%Everything else7%

By hazard

What Rockledge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage

Well below average · higher than 7% of U.S. places

Recorded about 6 times a year in the area

Cold waves

20% of expected damage

Below average · higher than 25% of U.S. places

Recorded about once a year in the area

Heat waves

15% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 11 times a year in the area

Earthquakes

10% of expected damage

Above average · higher than 71% of U.S. places

Tornadoes

8% of expected damage

Above average · higher than 50% of U.S. places

Strong wind

6% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 7 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherLandslidesLightning

Not a risk here

Coastal floodingWildfireDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rockledge flood?

Every paid claim on a federal flood insurance policy in Rockledge, from FEMA’s records.

1paid claims since 1989

$27Kpaid to owners

0homes flooded more than once

19892026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rockledge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montgomery County.

Disasters that hit Rockledge

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Rockledge itself: aid to households, or repair grants to the Borough of Rockledge.

Brought FEMA money into RockledgeDeclared for Montgomery County only

2011

Hurricane Irene

8 households applied for aid $17K aid approved

Montgomery County has had 24 natural disasters declared since 1953, most often hurricanes and floods.

Around Rockledge

Rockledge and the towns around it

Very lowLowModerateHighVery high

Abingtonmostly inland floodingVery low

Rockledgemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rockledge covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Rockledge’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Rockledge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Rockledge total about $466K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.