Natural hazards · Roaring Spring

Roaring Spring, PA natural hazards

Most of the natural-hazard damage FEMA expects in Roaring Spring comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1996. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Roaring Spring?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Roaring Spring to be higher than in 23% of U.S. communities, mostly from inland flooding.

Inland flooding77%Tornadoes5%Everything else17%

By hazard

What Roaring Spring faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

5% of expected damage

Below average · higher than 45% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Roaring Spring flood?

Every paid claim on a federal flood insurance policy in Roaring Spring, from FEMA’s records.

3paid claims since 1996

$25Kpaid to owners

0homes flooded more than once

19962026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Roaring Spring isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Blair County.

Disasters that hit Roaring Spring

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Roaring Spring itself: aid to households, or repair grants to the Borough of Roaring Spring.

Brought FEMA money into Roaring SpringDeclared for Blair County only

2004

Tropical Depression Ivan

5 households applied for aid $3K aid approved

2004

Severe Storms and Flooding Associated With Tropical Depression Frances

5 households applied for aid $15K aid approved

2003

Severe Storms, Tornadoes, and Flooding

23 households applied for aid $50K aid approved

Blair County has had 16 natural disasters declared since 1953, most often floods and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Roaring Spring covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Roaring Spring’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Roaring Spring. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Roaring Spring total about $513K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.