Natural hazards · Richland

Richland, PA natural hazards

Most of the natural-hazard damage FEMA expects in Richland comes from inland flooding, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Richland?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Richland to be higher than in 17% of U.S. communities, mostly from inland flooding.

Inland flooding51%Hurricanes14%Tornadoes7%Drought6%Strong wind5%Everything else16%

By hazard

What Richland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Below average · higher than 26% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

14% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 12 years in the area

Tornadoes

7% of expected damage

Above average · higher than 53% of U.S. places

Recorded about once every 79 years in the area

Drought

6% of expected damage

Recorded about 2 times a year in the area

Strong wind

5% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 6 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Richland flood?

FEMA's records show no paid flood insurance claims in Richland.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Richland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lebanon County.

Disasters that hit Richland

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Richland itself: aid to households, or repair grants to the Borough of Richland.

Brought FEMA money into RichlandDeclared for Lebanon County only

2011

Tropical Storm Lee

18 households applied for aid $25K aid approved

2006

Severe Storms, Flooding, and Mudslides

12 households applied for aid $33K aid approved

Lebanon County has had 16 natural disasters declared since 1953, most often floods and winter storms.

Around Richland

Richland and the towns around it

Very lowLowModerateHighVery high

Jacksonmostly inland floodingLow

Richlandmostly inland floodingVery low

Millcreekmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Richland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Richland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Richland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.