Natural hazards · Rayne

Rayne, PA natural hazards

Most of the natural-hazard damage FEMA expects in Rayne comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2004.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rayne?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rayne to be higher than in 43% of U.S. communities, mostly from inland flooding.

Inland flooding77%Landslides6%Everything else18%

By hazard

What Rayne faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 2 times a year in the area

Landslides

6% of expected damage

Well above average · higher than 93% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rayne flood?

Every paid claim on a federal flood insurance policy in Rayne, from FEMA’s records.

1paid claims since 2004

$2Kpaid to owners

0homes flooded more than once

20042026

Biggest named events

Tropical Storm Ivan: 1 claim, $2K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rayne isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Indiana County.

Disasters that hit Rayne

Federal disasters declared here

None of the disasters declared for Indiana County shows FEMA aid or repair money reaching Rayne itself in FEMA’s records.

Brought FEMA money into RayneDeclared for Indiana County only

Indiana County has had 16 natural disasters declared since 1953, most often floods and hurricanes.

Around Rayne

Rayne and the towns around it

Very lowLowModerateHighVery high

Washingtonmostly inland floodingHigh

Cherryhillmostly inland floodingModerate

Raynemostly inland floodingModerate

East Mahoningmostly inland floodingLow

Greenmostly inland floodingVery low

Whitemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rayne covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Rayne’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Rayne. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Rayne total about $826K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.