Natural hazards · Prospect

Prospect, PA natural hazards

Most of the natural-hazard damage FEMA expects in Prospect comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 2004.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Prospect?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Prospect to be higher than in 12% of U.S. communities, mostly from inland flooding.

Inland flooding83%Tornadoes5%Everything else11%

By hazard

What Prospect faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

83% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

5% of expected damage

Below average · higher than 45% of U.S. places

Recorded about once every 44 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Prospect flood?

Every paid claim on a federal flood insurance policy in Prospect, from FEMA’s records.

2paid claims since 2004

$80Kpaid to owners

0homes flooded more than once

20042026

Biggest named events

Tropical Storm Ivan: 1 claim, $61K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Prospect isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Butler County.

Disasters that hit Prospect

Federal disasters declared here

None of the disasters declared for Butler County shows FEMA aid or repair money reaching Prospect itself in FEMA’s records.

Brought FEMA money into ProspectDeclared for Butler County only

Butler County has had 9 natural disasters declared since 1953, most often hurricanes and floods.

Around Prospect

Prospect and the towns around it

Very lowLowModerateHighVery high

Prospectmostly inland floodingVery low

Franklinmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Prospect is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Prospect’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Prospect. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.