Natural hazards · Prospect Park

Prospect Park, PA natural hazards

Most of the natural-hazard damage FEMA expects in Prospect Park comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 6 claims here since 1978. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Prospect Park?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Prospect Park to be higher than in 31% of U.S. communities, mostly from inland flooding.

Inland flooding55%Heat waves11%Earthquakes9%Cold waves7%Tornadoes6%Everything else13%

By hazard

What Prospect Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 5 times a year in the area

Heat waves

11% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about 11 times a year in the area

Earthquakes

9% of expected damage

Above average · higher than 71% of U.S. places

Cold waves

7% of expected damage

Below average · higher than 37% of U.S. places

Recorded about once a year in the area

Tornadoes

6% of expected damage

Above average · higher than 50% of U.S. places

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Prospect Park flood?

Every paid claim on a federal flood insurance policy in Prospect Park, from FEMA’s records.

6paid claims since 1978

$39Kpaid to owners

0homes flooded more than once

19782026

Biggest named events

Hurricane Floyd: 2 claims, $5K
Hurricane Isaias: 1 claim, $934

of homes in flood zones
are insured

of all homes
are insured

No community discount. Prospect Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Delaware County.

Disasters that hit Prospect Park

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Prospect Park itself: aid to households, or repair grants to the Borough of Prospect Park.

Brought FEMA money into Prospect ParkDeclared for Delaware County only

2021

Remnants of Hurricane Ida

43 households applied for aid $41K aid approved

2011

Tropical Storm Lee

1 household applied for aid $151 aid approved

2011

Hurricane Irene

8 households applied for aid $4K aid approved

2004

Tropical Depression Ivan

1 household applied for aid $3K aid approved

Delaware County has had 20 natural disasters declared since 1953, most often hurricanes and floods.

Around Prospect Park

Prospect Park and the towns around it

Very lowLowModerateHighVery high

Tinicummostly inland floodingModerate

Prospect Parkmostly inland floodingLow

Norwoodmostly inland floodingLow

Ridleymostly inland floodingLow

Ridley Parkmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Prospect Park covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Prospect Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Prospect Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Prospect Park total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.