Natural hazards · Pillow

Pillow, PA natural hazards

Most of the natural-hazard damage FEMA expects in Pillow comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pillow?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pillow to be higher than in 25% of U.S. communities, mostly from inland flooding.

Inland flooding71%Hurricanes11%Everything else19%

By hazard

What Pillow faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

11% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 16 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pillow flood?

Every paid claim on a federal flood insurance policy in Pillow, from FEMA’s records.

1paid claims since 1979

$1Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Not a named storm: 1 claim, $1K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pillow isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dauphin County.

Disasters that hit Pillow

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Pillow itself: aid to households, or repair grants to the Borough of Pillow.

Brought FEMA money into PillowDeclared for Dauphin County only

2004

Tropical Depression Ivan

1 household applied for aid

Dauphin County has had 18 natural disasters declared since 1953, most often floods and hurricanes.

Around Pillow

Pillow and the towns around it

Very lowLowModerateHighVery high

Jordanmostly inland floodingModerate

Lower Mahanoymostly inland floodingModerate

Pillowmostly inland floodingLow

Lykensmostly inland floodingLow

Mifflinmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pillow is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Pillow’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Pillow. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.