Natural hazards · Pennsburg

Pennsburg, PA natural hazards

Most of the natural-hazard damage FEMA expects in Pennsburg comes from inland flooding, and overall the risk is very low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pennsburg?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pennsburg to be higher than in 10% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding51%Cold waves17%Heat waves9%Tornadoes8%Earthquakes5%Everything else10%

By hazard

What Pennsburg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Below average · higher than 25% of U.S. places

Recorded about 6 times a year in the area

Cold waves

17% of expected damage

Below average · higher than 25% of U.S. places

Recorded about once a year in the area

Heat waves

9% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 8 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 51% of U.S. places

Earthquakes

5% of expected damage

Above average · higher than 57% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pennsburg flood?

FEMA's records show no paid flood insurance claims in Pennsburg.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pennsburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montgomery County.

Disasters that hit Pennsburg

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pennsburg itself: aid to households, or repair grants to the Borough of Pennsburg.

Brought FEMA money into PennsburgDeclared for Montgomery County only

2021

Remnants of Hurricane Ida

25 households applied for aid $36K aid approved

2011

Tropical Storm Lee

2 households applied for aid $463 aid approved

2011

Hurricane Irene

9 households applied for aid $14K aid approved

2004

Tropical Depression Ivan

1 household applied for aid $361 aid approved

Montgomery County has had 24 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pennsburg covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Pennsburg’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Pennsburg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pennsburg total about $806K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.