Natural hazards · Pen Argyl

Pen Argyl, PA natural hazards

Most of the natural-hazard damage FEMA expects in Pen Argyl comes from inland flooding, and overall the risk is very low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pen Argyl?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pen Argyl to be higher than in 5% of U.S. communities, mostly from inland flooding.

Inland flooding52%Heat waves11%Cold waves10%Hurricanes9%Tornadoes8%Everything else12%

By hazard

What Pen Argyl faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about 3 times a year in the area

Heat waves

11% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about 6 times a year in the area

Cold waves

10% of expected damage

Below average · higher than 34% of U.S. places

Recorded about once a year in the area

Hurricanes

9% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 19 years in the area

Tornadoes

8% of expected damage

Below average · higher than 46% of U.S. places

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pen Argyl flood?

FEMA's records show no paid flood insurance claims in Pen Argyl.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pen Argyl isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Northampton County.

Disasters that hit Pen Argyl

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pen Argyl itself: aid to households, or repair grants to the Borough of Pen Argyl.

Brought FEMA money into Pen ArgylDeclared for Northampton County only

2021

Remnants of Hurricane Ida

14 households applied for aid $17K aid approved

2011

Hurricane Irene

3 households applied for aid $3K aid approved

2006

Severe Storms, Flooding, and Mudslides

6 households applied for aid $5K aid approved

2005

Severe Storms and Flooding

4 households applied for aid $8K aid approved

2004

Tropical Depression Ivan

7 households applied for aid $24K aid approved

Northampton County has had 19 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pen Argyl covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Pen Argyl’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Pen Argyl. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pen Argyl total about $559K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.