Natural hazards · Paupack

Paupack, PA natural hazards

Most of the natural-hazard damage FEMA expects in Paupack comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 9 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Paupack?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Paupack to be higher than in 15% of U.S. communities, mostly from inland flooding.

Inland flooding67%Hurricanes10%Cold waves9%Strong wind6%Everything else9%

By hazard

What Paupack faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Below average · higher than 31% of U.S. places

Recorded about once a year in the area

Hurricanes

10% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 25 years in the area

Cold waves

9% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 3 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 3 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Paupack flood?

Every paid claim on a federal flood insurance policy in Paupack, from FEMA’s records.

9paid claims since 1979

$57Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Tropical Storm Ivan: 1 claim, $10K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Paupack isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wayne County.

Disasters that hit Paupack

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Paupack itself: aid to households, or repair grants to the Township of Paupack.

Brought FEMA money into PaupackDeclared for Wayne County only

2005

Severe Storms and Flooding

1 household applied for aid $5K aid approved

Wayne County has had 22 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Paupack

Paupack and the towns around it

Very lowLowModerateHighVery high

Palmyramostly inland floodingModerate

Cherry Ridgemostly inland floodingModerate

Paupackmostly inland floodingVery low

Palmyramostly inland floodingVery low

Salemmostly inland floodingVery low

Lakemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Paupack covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Paupack’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Paupack. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Paupack total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.