Natural hazards · Patterson

Patterson, PA natural hazards

Most of the natural-hazard damage FEMA expects in Patterson comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 1990.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Patterson?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Patterson to be higher than in 36% of U.S. communities, mostly from inland flooding.

Inland flooding85%Everything else15%

By hazard

What Patterson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

85% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Patterson flood?

Every paid claim on a federal flood insurance policy in Patterson, from FEMA’s records.

1paid claims since 1990

$972paid to owners

0homes flooded more than once

19902026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Patterson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Beaver County.

Disasters that hit Patterson

Federal disasters declared here

None of the disasters declared for Beaver County shows FEMA aid or repair money reaching Patterson itself in FEMA’s records.

Brought FEMA money into PattersonDeclared for Beaver County only

Beaver County has had 12 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Patterson

Patterson and the towns around it

Very lowLowModerateHighVery high

Fallstonmostly inland floodingHigh

New Brightonmostly inland floodingModerate

Pattersonmostly inland floodingLow

Patterson Heightsmostly inland floodingLow

Whitemostly inland floodingVery low

Chippewamostly inland floodingVery low

Brightonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Patterson covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Patterson’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Patterson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Patterson total about $695K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.