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Natural hazards · Overton

Overton, PA natural hazards

Most of the natural-hazard damage FEMA expects in Overton comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2019. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Overton?

73
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Overton to be higher than in 73% of U.S. communities, mostly from inland flooding.

Inland flooding88%Everything else12%
By hazard

What Overton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

88% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Overton flood?

Every paid claim on a federal flood insurance policy in Overton, from FEMA’s records.

1paid claims since 2019
$13Kpaid to owners
0homes flooded more than once
20192026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Overton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Bradford County.
Disasters that hit Overton

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Overton itself: aid to households, or repair grants to the Township of Overton.

Brought FEMA money into OvertonDeclared for Bradford County only
2018

Severe Storms and Flooding

$218K to the Township of Overton for repairs
2016

Severe Storms and Flooding

$636K to the Township of Overton for repairs
2011

Tropical Storm Lee

$192K to the Township of Overton for repairs
2011

Severe Storms and Flooding

$29K to the Township of Overton for repairs
2004

Tropical Depression Ivan

$36K to the Township of Overton for repairs
Bradford County has had 18 natural disasters declared since 1953, most often severe storms and floods.
Around Overton

Overton and the towns around it

Franklin: High, mostly inland floodingMonroe: Very high, mostly inland floodingBurlington: High, mostly inland floodingGranville: High, mostly inland floodingWest Burlington: High, mostly inland floodingTowanda: High, mostly inland floodingAlbany: Very high, mostly inland floodingOverton: High, mostly inland flooding OvertonFranklinMonroe
Very lowLowModerateHighVery high
Monroemostly inland floodingVery high
Overtonmostly inland floodingHigh
Franklinmostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Overton is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Overton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Overton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The door’s open

Where to, neighbor?

You’re in Overton, PABradford CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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