Oreland’s biggest natural hazard is inland flooding
Most of the natural-hazard damage FEMA expects in Oreland comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 47 claims here since 1980.
What stands out about Oreland’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
The storms Oreland remembers
None of the disasters declared for Montgomery County shows FEMA aid or repair money reaching Oreland itself in FEMA’s records.
- 200113 flood claims paidOne of the three biggest flood years on record
- 199613 flood claims paidThe most in any one year on record
Montgomery County has had 24 natural disasters declared since 1953, most often hurricanes and floods.
Old photos of Oreland after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Oreland archive →How exposed is Oreland?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 34% of U.S. communities, mostly from inland flooding.
Calmer than 1,436 of the 2,558 Pennsylvania towns we cover.
Oreland covers 3 census tracts, combined by population.
What Oreland faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Inland flooding
Cold waves
Heat waves
Does Oreland flood? Sometimes: 47 flood claims since 1980
Every paid claim on a federal flood insurance policy in Oreland, from FEMA’s records.
- Tropical Storm Allison13 claims · $49K
- Tropical Storm Lee2 claims · $18K
- Hurricane Floyd2 claims · $11K
Oreland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Montgomery County.Get ready for what Oreland actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Let faucets drip so pipes don’t freeze.
- Know where your water shutoff is.
- Never heat the house with the oven or a grill.
- Know the nearest cooling center or air-conditioned library.
- Drink water before you feel thirsty.
- Check on neighbors who live alone.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Oreland and its neighbors
Oreland has the highest rating of the 3 towns around it. Tap a town to see its hazards.
| Town | Rating | Mostly | Flood claims |
|---|---|---|---|
| Oreland | Low | inland flooding | 47 |
| Upper Dublin | Very low | inland flooding | 180 |
| Abington | Very low | inland flooding | 295 |
Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.
Most disasters here begin in July–September
The month each of Montgomery County’s 24 declared disasters began, since 1953.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to Oreland’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Oreland.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels. Across Oreland, expected losses total about $3.2M a year, counting buildings, people and crops.
Storm stories
Memories, warnings and help from neighbors in Oreland.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.