Natural hazards · Oregon

Oregon, PA natural hazards

Most of the natural-hazard damage FEMA expects in Oregon comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 6 claims here since 1996.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oregon?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oregon to be higher than in 17% of U.S. communities, mostly from inland flooding.

Inland flooding67%Cold waves13%Hurricanes6%Everything else14%

By hazard

What Oregon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Below average · higher than 39% of U.S. places

Recorded about once a year in the area

Cold waves

13% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

6% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 41 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oregon flood?

Every paid claim on a federal flood insurance policy in Oregon, from FEMA’s records.

6paid claims since 1996

$92Kpaid to owners

2homes flooded more than once

19962026

Biggest named events

Tropical Storm Ivan: 1 claim, $11K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Oregon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wayne County.

Disasters that hit Oregon

Federal disasters declared here

None of the disasters declared for Wayne County shows FEMA aid or repair money reaching Oregon itself in FEMA’s records.

Brought FEMA money into OregonDeclared for Wayne County only

Wayne County has had 22 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Oregon

Oregon and the towns around it

Very lowLowModerateHighVery high

Damascusmostly inland floodingModerate

Berlinmostly inland floodingModerate

Oregonmostly inland floodingVery low

Dyberrymostly inland floodingVery low

Lebanonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oregon is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Oregon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Oregon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.