Natural hazards · Oliver

Oliver, PA natural hazards

Most of the natural-hazard damage FEMA expects in Oliver comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 22 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oliver?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oliver to be higher than in 60% of U.S. communities, mostly from inland flooding.

Inland flooding80%Lightning5%Everything else15%

By hazard

What Oliver faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 2 times a year in the area

Lightning

5% of expected damage

Below average · higher than 43% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong wind

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oliver flood?

Every paid claim on a federal flood insurance policy in Oliver, from FEMA’s records.

22paid claims since 1979

$252Kpaid to owners

3homes flooded more than once

19792026

Biggest named events

Tropical Storm Ivan: 6 claims, $112K
Not a named storm: 2 claims, $2K
Tropical Storm Lee: 1 claim, $4K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Oliver isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

Disasters that hit Oliver

Federal disasters declared here

None of the disasters declared for Jefferson County shows FEMA aid or repair money reaching Oliver itself in FEMA’s records.

Brought FEMA money into OliverDeclared for Jefferson County only

Jefferson County has had 12 natural disasters declared since 1953, most often floods and hurricanes.

Around Oliver

Oliver and the towns around it

Very lowLowModerateHighVery high

Olivermostly inland floodingHigh

Ringgoldmostly inland floodingHigh

Perrymostly inland floodingHigh

Beavermostly inland floodingHigh

McCalmontmostly inland floodingModerate

Knoxmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oliver covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Oliver’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Oliver. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Oliver total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.