Natural hazards · Ohio
Ohio, PA natural hazards
Most of the natural-hazard damage FEMA expects in Ohio comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 4 claims here since 1979.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsExpected damage
How exposed is Ohio?
Very low
vs. U.S. communitiesFEMA expects yearly storm and flood damage to homes and buildings in Ohio to be higher than in 8% of U.S. communities, mostly from inland flooding.
Inland flooding77%Cold waves13%Everything else11%
By hazard
What Ohio faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
77% of expected damage
Below average · higher than 30% of U.S. places
Recorded about 7 times a year in the area
Cold waves
13% of expected damage
Below average · higher than 37% of U.S. places
Recorded about 3 times a year in the area
Lower here
HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning
Not a risk here
Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims
Does Ohio flood?
Every paid claim on a federal flood insurance policy in Ohio, from FEMA’s records.
4paid claims since 1979
$52Kpaid to owners
0homes flooded more than once
19792026
Biggest named events
- Tropical Storm Ivan: 1 claim, $21K
of homes in flood zones
are insured
are insured
of all homes
are insured
are insured
No community discount. Ohio isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Allegheny County.
Disasters that hit Ohio
Federal disasters declared here
None of the disasters declared for Allegheny County shows FEMA aid or repair money reaching Ohio itself in FEMA’s records.
Brought FEMA money into OhioDeclared for Allegheny County only
Allegheny County has had 16 natural disasters declared since 1953, most often floods and severe storms.
Around Ohio
Ohio and the towns around it
Very lowLowModerateHighVery high
Kilbuckmostly inland floodingModerate
Sewickley Hillsmostly inland floodingLow