Natural hazards · Northmoreland

Northmoreland, PA natural hazards

Most of the natural-hazard damage FEMA expects in Northmoreland comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 3 claims here since 2006.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Northmoreland?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Northmoreland to be higher than in 86% of U.S. communities, mostly from inland flooding.

Inland flooding91%Everything else9%

By hazard

What Northmoreland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

91% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Northmoreland flood?

Every paid claim on a federal flood insurance policy in Northmoreland, from FEMA’s records.

3paid claims since 2006

$49Kpaid to owners

0homes flooded more than once

20062026

Biggest named events

Tropical Storm Lee: 1 claim, $28K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Northmoreland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wyoming County.

Disasters that hit Northmoreland

Federal disasters declared here

None of the disasters declared for Wyoming County shows FEMA aid or repair money reaching Northmoreland itself in FEMA’s records.

Brought FEMA money into NorthmorelandDeclared for Wyoming County only

Wyoming County has had 22 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Northmoreland

Northmoreland and the towns around it

Very lowLowModerateHighVery high

Northmorelandmostly inland floodingVery high

Monroemostly inland floodingVery high

Fallsmostly inland floodingHigh

Exetermostly inland floodingHigh

Eatonmostly inland floodingHigh

Franklinmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Northmoreland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Northmoreland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Northmoreland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.