Natural hazards · Narberth

Narberth, PA natural hazards

Most of the natural-hazard damage FEMA expects in Narberth comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 11 claims here since 1979. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Narberth?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Narberth to be higher than in 15% of U.S. communities, mostly from inland flooding.

Inland flooding54%Cold waves13%Heat waves10%Earthquakes9%Tornadoes6%Everything else9%

By hazard

What Narberth faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Below average · higher than 29% of U.S. places

Recorded about 6 times a year in the area

Cold waves

13% of expected damage

Below average · higher than 25% of U.S. places

Recorded about once a year in the area

Heat waves

10% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 11 times a year in the area

Earthquakes

9% of expected damage

Above average · higher than 71% of U.S. places

Tornadoes

6% of expected damage

Above average · higher than 50% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherLandslidesStrong windLightning

Not a risk here

Coastal floodingWildfireDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Narberth flood?

Every paid claim on a federal flood insurance policy in Narberth, from FEMA’s records.

11paid claims since 1979

$71Kpaid to owners

2homes flooded more than once

19792026

Biggest named events

Tropical Storm Lee: 1 claim, $2K
Hurricane Floyd: 1 claim, $5K
Hurricane Isaias: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Narberth isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montgomery County.

Disasters that hit Narberth

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Narberth itself: aid to households, or repair grants to the Borough of Narberth.

Brought FEMA money into NarberthDeclared for Montgomery County only

2021

Remnants of Hurricane Ida

31 households applied for aid $3K aid approved

2011

Tropical Storm Lee

2 households applied for aid

2011

Hurricane Irene

7 households applied for aid $5K aid approved

2004

Tropical Depression Ivan

4 households applied for aid $4K aid approved

2004

Severe Storms and Flooding

25 households applied for aid $41K aid approved

Montgomery County has had 24 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Narberth covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Narberth’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Narberth. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Narberth total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.