Natural hazards · Mountville

Mountville, PA natural hazards

Most of the natural-hazard damage FEMA expects in Mountville comes from inland flooding, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mountville?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mountville to be higher than in 18% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding57%Hurricanes15%Cold waves8%Heat waves5%Everything else15%

By hazard

What Mountville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Below average · higher than 28% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

15% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 12 years in the area

Cold waves

8% of expected damage

Below average · higher than 40% of U.S. places

Recorded about once a year in the area

Heat waves

5% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about 5 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mountville flood?

FEMA's records show no paid flood insurance claims in Mountville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mountville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lancaster County.

Disasters that hit Mountville

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mountville itself: aid to households, or repair grants to the Borough of Mountville.

Brought FEMA money into MountvilleDeclared for Lancaster County only

2011

Tropical Storm Lee

26 households applied for aid $45K aid approved

2006

Severe Storms, Flooding, and Mudslides

1 household applied for aid $269 aid approved

Lancaster County has had 19 natural disasters declared since 1953, most often floods and winter storms.

Around Mountville

Mountville and the towns around it

Very lowLowModerateHighVery high

Manormostly inland floodingModerate

West Hempfieldmostly inland floodingLow

Mountvillemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mountville covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Mountville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Mountville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mountville total about $667K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.