Natural hazards · Mount Wolf

Mount Wolf, PA natural hazards

Most of the natural-hazard damage FEMA expects in Mount Wolf comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 6 claims here since 1996. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mount Wolf?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mount Wolf to be higher than in 14% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding63%Hurricanes17%Everything else20%

By hazard

What Mount Wolf faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

17% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 12 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mount Wolf flood?

Every paid claim on a federal flood insurance policy in Mount Wolf, from FEMA’s records.

6paid claims since 1996

$220Kpaid to owners

1homes flooded more than once

19962026

Biggest named events

Tropical Storm Lee: 3 claims, $168K
Tropical Storm Ivan: 2 claims, $36K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mount Wolf isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: York County.

Disasters that hit Mount Wolf

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mount Wolf itself: aid to households, or repair grants to the Borough of Mount Wolf.

Brought FEMA money into Mount WolfDeclared for York County only

2021

Remnants of Hurricane Ida

37 households applied for aid $61K aid approved

2011

Tropical Storm Lee

113 households applied for aid $205K aid approved

2004

Tropical Depression Ivan

17 households applied for aid $35K aid approved

York County has had 18 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mount Wolf is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Mount Wolf’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Mount Wolf. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.