Natural hazards · Mount Union

Mount Union, PA natural hazards

Most of the natural-hazard damage FEMA expects in Mount Union comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 6 claims here since 1984. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mount Union?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mount Union to be higher than in 62% of U.S. communities, mostly from inland flooding.

Inland flooding81%Strong wind10%Everything else9%

By hazard

What Mount Union faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

81% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 2 times a year in the area

Strong wind

10% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mount Union flood?

Every paid claim on a federal flood insurance policy in Mount Union, from FEMA’s records.

6paid claims since 1984

$8Kpaid to owners

1homes flooded more than once

19842026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mount Union isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Huntingdon County.

Disasters that hit Mount Union

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mount Union itself: aid to households, or repair grants to the Borough of Mount Union.

Brought FEMA money into Mount UnionDeclared for Huntingdon County only

2011

Tropical Storm Lee

17 households applied for aid $17K aid approved

2004

Tropical Depression Ivan

62 households applied for aid $116K aid approved

2004

Severe Storms and Flooding Associated With Tropical Depression Frances

3 households applied for aid $813 aid approved

Huntingdon County has had 14 natural disasters declared since 1953, most often hurricanes and floods.

Around Mount Union

Mount Union and the towns around it

Very lowLowModerateHighVery high

Waynemostly inland floodingHigh

Shirleymostly inland floodingHigh

Bradymostly inland floodingHigh

Mount Unionmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mount Union covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Mount Union’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Mount Union. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mount Union total about $920K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.