Natural hazards · Montour

Montour, PA natural hazards

Most of the natural-hazard damage FEMA expects in Montour comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 62 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Montour?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Montour to be higher than in 46% of U.S. communities, mostly from inland flooding.

Inland flooding78%Everything else22%

By hazard

What Montour faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Montour flood?

Every paid claim on a federal flood insurance policy in Montour, from FEMA’s records.

62paid claims since 1978

$1.3Mpaid to owners

11homes flooded more than once

19782026

Biggest named events

Tropical Storm Lee: 15 claims, $782K
Tropical Storm Ivan: 5 claims, $76K
Torrential rain: 1 claim, $30K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (4) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Montour isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Columbia County.

Disasters that hit Montour

Federal disasters declared here

None of the disasters declared for Columbia County shows FEMA aid or repair money reaching Montour itself in FEMA’s records.

Brought FEMA money into MontourDeclared for Columbia County only

Columbia County has had 17 natural disasters declared since 1953, most often severe storms and floods.

Around Montour

Montour and the towns around it

Very lowLowModerateHighVery high

Catawissamostly inland floodingVery high

Franklinmostly inland floodingModerate

Coopermostly inland floodingModerate

Montourmostly inland floodingModerate

Hemlockmostly inland floodingModerate

Rupertmostly inland floodingModerate

Fernvillemostly inland floodingModerate

Bloomsburgmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Montour is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Montour’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Montour. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.