Natural hazards · Monaghan

Monaghan, PA natural hazards

Most of the natural-hazard damage FEMA expects in Monaghan comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 6 claims here since 2009.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Monaghan?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Monaghan to be higher than in 27% of U.S. communities, mostly from inland flooding.

Inland flooding70%Hurricanes13%Everything else17%

By hazard

What Monaghan faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

13% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 14 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Monaghan flood?

Every paid claim on a federal flood insurance policy in Monaghan, from FEMA’s records.

6paid claims since 2009

$35Kpaid to owners

2homes flooded more than once

20092026

Biggest named events

Hurricane Ida: 1 claim, $4K
Hurricane Debby: 1 claim, $12K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Monaghan isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: York County.

Disasters that hit Monaghan

Federal disasters declared here

None of the disasters declared for York County shows FEMA aid or repair money reaching Monaghan itself in FEMA’s records.

Brought FEMA money into MonaghanDeclared for York County only

York County has had 18 natural disasters declared since 1953, most often hurricanes and floods.

Around Monaghan

Monaghan and the towns around it

Very lowLowModerateHighVery high

Monaghanmostly inland floodingLow

Fairviewmostly inland floodingLow

Warringtonmostly inland floodingLow

Upper Allenmostly inland floodingVery low

Carrollmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Monaghan covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Monaghan’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Monaghan. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Monaghan total about $591K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.