Natural hazards · Modena

Modena, PA natural hazards

Most of the natural-hazard damage FEMA expects in Modena comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 8 claims here since 2014. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Modena?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Modena to be higher than in 48% of U.S. communities, mostly from inland flooding.

Inland flooding76%Earthquakes5%Everything else19%

By hazard

What Modena faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 5 times a year in the area

Earthquakes

5% of expected damage

Above average · higher than 66% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Modena flood?

Every paid claim on a federal flood insurance policy in Modena, from FEMA’s records.

8paid claims since 2014

$379Kpaid to owners

2homes flooded more than once

20142026

Biggest named events

Hurricane Ida: 3 claims, $151K
Mid-spring storms: 2 claims, $71K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Modena isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Chester County.

Disasters that hit Modena

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Modena itself: aid to households, or repair grants to the Borough of Modena.

Brought FEMA money into ModenaDeclared for Chester County only

2021

Remnants of Hurricane Ida

14 households applied for aid $13K aid approved

2011

Tropical Storm Lee

2 households applied for aid $1K aid approved

Chester County has had 22 natural disasters declared since 1953, most often hurricanes and floods.

Around Modena

Modena and the towns around it

Very lowLowModerateHighVery high

Modenamostly inland floodingModerate

South Coatesvillemostly inland floodingModerate

East Fallowfieldmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Modena is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Modena’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Modena. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.