Natural hazards · Millstone

Millstone, PA natural hazards

Most of the natural-hazard damage FEMA expects in Millstone comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 5 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Millstone?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Millstone to be higher than in 65% of U.S. communities, mostly from inland flooding.

Inland flooding88%Everything else12%

By hazard

What Millstone faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

88% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 2 years in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Millstone flood?

Every paid claim on a federal flood insurance policy in Millstone, from FEMA’s records.

5paid claims since 1978

$41Kpaid to owners

0homes flooded more than once

19782026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Millstone isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Elk County.

Disasters that hit Millstone

Federal disasters declared here

None of the disasters declared for Elk County shows FEMA aid or repair money reaching Millstone itself in FEMA’s records.

Brought FEMA money into MillstoneDeclared for Elk County only

Elk County has had 8 natural disasters declared since 1953, most often hurricanes and floods.

Around Millstone

Millstone and the towns around it

Very lowLowModerateHighVery high

Millstonemostly inland floodingHigh

Jenksmostly inland floodingHigh

Barnettmostly inland floodingHigh

Spring Creekmostly inland floodingHigh

Heathmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Millstone is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Millstone’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Millstone. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.