Natural hazards · Millcreek

Millcreek, PA natural hazards

Most of the natural-hazard damage FEMA expects in Millcreek comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 120 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Millcreek?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Millcreek to be higher than in 3% of U.S. communities, mostly from inland flooding.

Inland flooding63%Lightning10%Cold waves7%Strong wind6%Tornadoes6%Hurricanes5%Everything else3%

By hazard

What Millcreek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about 2 times a year in the area

Lightning

10% of expected damage

Below average · higher than 32% of U.S. places

Cold waves

7% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 4 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

6% of expected damage

Below average · higher than 45% of U.S. places

Recorded about once every 65 years in the area

Hurricanes

5% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once every 29 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Millcreek flood?

Every paid claim on a federal flood insurance policy in Millcreek, from FEMA’s records.

120paid claims since 1978

$2.1Mpaid to owners

17homes flooded more than once

19782026

Biggest named events

Not a named storm: 1 claim, $7K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Millcreek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clarion County.

Disasters that hit Millcreek

Federal disasters declared here

None of the disasters declared for Clarion County shows FEMA aid or repair money reaching Millcreek itself in FEMA’s records.

Brought FEMA money into MillcreekDeclared for Clarion County only

Clarion County has had 12 natural disasters declared since 1953, most often floods and hurricanes.

Around Millcreek

Millcreek and the towns around it

Very lowLowModerateHighVery high

Unionmostly inland floodingLow

Eldredmostly inland floodingVery low

Highlandmostly inland floodingVery low

Clarionmostly inland floodingVery low

Millcreekmostly inland floodingVery low

Farmingtonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Millcreek covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Millcreek’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Millcreek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Millcreek total about $320K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.