Natural hazards · Milford

Milford, PA natural hazards

Most of the natural-hazard damage FEMA expects in Milford comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 2006. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Milford?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Milford to be higher than in 81% of U.S. communities, mostly from inland flooding.

Inland flooding86%Cold waves6%Everything else8%

By hazard

What Milford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

86% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 2 years in the area

Cold waves

6% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingWildfireDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Milford flood?

Every paid claim on a federal flood insurance policy in Milford, from FEMA’s records.

2paid claims since 2006

$98Kpaid to owners

0homes flooded more than once

20062026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Milford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pike County.

Disasters that hit Milford

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Milford itself: aid to households, or repair grants to the Borough of Milford.

Brought FEMA money into MilfordDeclared for Pike County only

2006

Severe Storms, Flooding, and Mudslides

35 households applied for aid $63K aid approved

2005

Severe Storms and Flooding

27 households applied for aid $71K aid approved

2004

Tropical Depression Ivan

53 households applied for aid $117K aid approved

Pike County has had 14 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Milford

Milford and the towns around it

Very lowLowModerateHighVery high

Milfordmostly inland floodingVery high

Montaguemostly inland floodingHigh

Dingmanmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Milford covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Milford’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Borough of Milford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Milford total about $903K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.