Natural hazards · Midway

Midway, PA natural hazards

Most of the natural-hazard damage FEMA expects in Midway comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 6 claims here since 1979. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Midway?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Midway to be higher than in 29% of U.S. communities, mostly from inland flooding.

Inland flooding86%Everything else14%

By hazard

What Midway faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

86% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Midway flood?

Every paid claim on a federal flood insurance policy in Midway, from FEMA’s records.

6paid claims since 1979

$25Kpaid to owners

1homes flooded more than once

19792026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Midway isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.

Disasters that hit Midway

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Midway itself: aid to households, or repair grants to the Borough of Midway.

Brought FEMA money into MidwayDeclared for Washington County only

2004

Tropical Depression Ivan

13 households applied for aid $26K aid approved

2004

Severe Storms and Flooding Associated With Tropical Depression Frances

4 households applied for aid $10K aid approved

Washington County has had 12 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Midway

Midway and the towns around it

Very lowLowModerateHighVery high

Smithmostly inland floodingHigh

Midwaymostly inland floodingLow

Robinsonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Midway is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Midway’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Midway. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.