Natural hazards · Middlecreek

Middlecreek, PA natural hazards

Most of the natural-hazard damage FEMA expects in Middlecreek comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 16 claims here since 1996.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Middlecreek?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Middlecreek to be higher than in 51% of U.S. communities, mostly from inland flooding.

Inland flooding77%Hurricanes7%Everything else16%

By hazard

What Middlecreek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once a year in the area

Hurricanes

7% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 16 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Middlecreek flood?

Every paid claim on a federal flood insurance policy in Middlecreek, from FEMA’s records.

16paid claims since 1996

$187Kpaid to owners

5homes flooded more than once

19962026

Biggest named events

Tropical Storm Ivan: 5 claims, $50K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Middlecreek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Snyder County.

Disasters that hit Middlecreek

Federal disasters declared here

None of the disasters declared for Snyder County shows FEMA aid or repair money reaching Middlecreek itself in FEMA’s records.

Brought FEMA money into MiddlecreekDeclared for Snyder County only

Snyder County has had 14 natural disasters declared since 1953, most often floods and hurricanes.

Around Middlecreek

Middlecreek and the towns around it

Very lowLowModerateHighVery high

Middlecreekmostly inland floodingModerate

Pennmostly inland floodingModerate

Jacksonmostly inland floodingModerate

Centermostly inland floodingModerate

Franklinmostly inland floodingModerate

Washingtonmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Middlecreek covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Middlecreek’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Middlecreek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Middlecreek total about $2.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.