Natural hazards · McKean

McKean, PA natural hazards

Most of the natural-hazard damage FEMA expects in McKean comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 5 claims here since 1996.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is McKean?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in McKean to be higher than in 37% of U.S. communities, mostly from inland flooding.

Inland flooding85%Everything else15%

By hazard

What McKean faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

85% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does McKean flood?

Every paid claim on a federal flood insurance policy in McKean, from FEMA’s records.

5paid claims since 1996

$207Kpaid to owners

1homes flooded more than once

19962026

Biggest named events

Tropical Storm Ivan: 1 claim, $10K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. McKean isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Erie County.

Disasters that hit McKean

Federal disasters declared here

None of the disasters declared for Erie County shows FEMA aid or repair money reaching McKean itself in FEMA’s records.

Brought FEMA money into McKeanDeclared for Erie County only

Erie County has had 9 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. McKean is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to McKean’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of McKean. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.