Natural hazards · McAdoo

McAdoo, PA natural hazards

Most of the natural-hazard damage FEMA expects in McAdoo comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 10 claims here since 2006. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is McAdoo?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in McAdoo to be higher than in 11% of U.S. communities, mostly from inland flooding.

Inland flooding58%Cold waves13%Tornadoes6%Strong wind5%Everything else19%

By hazard

What McAdoo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Below average · higher than 29% of U.S. places

Recorded about 2 times a year in the area

Cold waves

13% of expected damage

Below average · higher than 39% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

6% of expected damage

Below average · higher than 37% of U.S. places

Strong wind

5% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does McAdoo flood?

Every paid claim on a federal flood insurance policy in McAdoo, from FEMA’s records.

10paid claims since 2006

$57Kpaid to owners

1homes flooded more than once

20062026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. McAdoo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Schuylkill County.

Disasters that hit McAdoo

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in McAdoo itself: aid to households, or repair grants to the Borough of McAdoo.

Brought FEMA money into McAdooDeclared for Schuylkill County only

2011

Tropical Storm Lee

2 households applied for aid $521 aid approved

2006

Severe Storms, Flooding, and Mudslides

34 households applied for aid $25K aid approved

2004

Tropical Depression Ivan

5 households applied for aid $10K aid approved

Schuylkill County has had 21 natural disasters declared since 1953, most often severe storms and floods.

Around McAdoo

McAdoo and the towns around it

Very lowLowModerateHighVery high

McAdoomostly inland floodingVery low

Klinemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. McAdoo covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to McAdoo’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of McAdoo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across McAdoo total about $389K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.