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Natural hazards · Maxatawny

Maxatawny, PA natural hazards

Most of the natural-hazard damage FEMA expects in Maxatawny comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 12 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Maxatawny?

15
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Maxatawny to be higher than in 15% of U.S. communities, mostly from inland flooding.

Inland flooding52%Hurricanes11%Drought8%Cold waves6%Tornadoes6%Earthquakes6%Everything else11%
By hazard

What Maxatawny faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage
Well below average · higher than 24% of U.S. places
Recorded about 5 times a year in the area

Hurricanes

11% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about once every 17 years in the area

Drought

8% of expected damage
Recorded about 2 times a year in the area

Cold waves

6% of expected damage
Below average · higher than 26% of U.S. places
Recorded about once a year in the area

Tornadoes

6% of expected damage
Above average · higher than 52% of U.S. places

Earthquakes

6% of expected damage
Above average · higher than 61% of U.S. places

Lower here

HailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Maxatawny flood?

Every paid claim on a federal flood insurance policy in Maxatawny, from FEMA’s records.

12paid claims since 1979
$289Kpaid to owners
2homes flooded more than once
19792026

Biggest named events

  • Not a named storm: 4 claims, $19K
  • Hurricane Isaias: 3 claims, $162K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Maxatawny isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Berks County.
Disasters that hit Maxatawny

Federal disasters declared here

None of the disasters declared for Berks County shows FEMA aid or repair money reaching Maxatawny itself in FEMA’s records.

Brought FEMA money into MaxatawnyDeclared for Berks County only
Berks County has had 20 natural disasters declared since 1953, most often severe storms and floods.
Around Maxatawny

Maxatawny and the towns around it

Longswamp: Low, mostly inland floodingRockland: Very low, mostly inland floodingLyons: Low, mostly inland floodingRichmond: Low, mostly inland floodingWeisenberg: Very low, mostly inland floodingUpper Macungie: Very low, mostly inland floodingTopton: Very low, mostly inland floodingDistrict: Very low, mostly inland floodingHereford: Moderate, mostly inland floodingPike: Very low, mostly inland floodingOley: Low, mostly inland floodingGreenwich: Low, mostly inland floodingPerry: Low, mostly inland floodingFleetwood: Low, mostly inland floodingRuscombmanor: Very low, mostly inland floodingMaidencreek: Low, mostly inland floodingLowhill: Moderate, mostly inland floodingLynn: Low, mostly inland floodingLower Macungie: Low, mostly inland floodingSouth Whitehall: Low, mostly inland floodingMaxatawny: Very low, mostly inland flooding MaxatawnyLongswampRocklandLyonsRichmondWeisenbergUpper Macungie
Very lowLowModerateHighVery high
Lyonsmostly inland floodingLow
Longswampmostly inland floodingLow
Richmondmostly inland floodingLow
Upper Macungiemostly inland floodingVery low
Maxatawnymostly inland floodingVery low
Rocklandmostly inland floodingVery low
Weisenbergmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Maxatawny covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Maxatawny’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Maxatawny. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Maxatawny total about $2.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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You’re in Maxatawny, PABerks CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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