Natural hazards · Manns Choice

Manns Choice, PA natural hazards

Most of the natural-hazard damage FEMA expects in Manns Choice comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 1983. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Manns Choice?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Manns Choice to be higher than in 55% of U.S. communities, mostly from inland flooding.

Inland flooding88%Everything else12%

By hazard

What Manns Choice faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

88% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Manns Choice flood?

Every paid claim on a federal flood insurance policy in Manns Choice, from FEMA’s records.

2paid claims since 1983

$4Kpaid to owners

0homes flooded more than once

19832026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Manns Choice isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bedford County.

Disasters that hit Manns Choice

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Manns Choice itself: aid to households, or repair grants to the Borough of Manns Choice.

Brought FEMA money into Manns ChoiceDeclared for Bedford County only

2021

Remnants of Hurricane Ida

22 households applied for aid $50K aid approved

2004

Tropical Depression Ivan

1 household applied for aid

Bedford County has had 16 natural disasters declared since 1953, most often floods and hurricanes.

Around Manns Choice

Manns Choice and the towns around it

Very lowLowModerateHighVery high

Manns Choicemostly inland floodingModerate

Harrisonmostly inland floodingModerate

Napiermostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Manns Choice is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Manns Choice’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Manns Choice. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.