Lurgan Township is calmer than 70% of U.S. communities
Most of the natural-hazard damage FEMA expects in Lurgan Township comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 1979.
What stands out about Lurgan Township’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
How exposed is Lurgan Township?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 30% of U.S. communities, mostly from inland flooding and hurricanes.
Calmer than 1,568 of the 2,558 Pennsylvania towns we cover.
Lurgan Township is smaller than a census tract, so it shares the figures of the tract around its center.
Does Lurgan Township flood? Rarely: 2 flood claims since 1979
Every paid claim on a federal flood insurance policy in Lurgan Township, from FEMA’s records.
Lurgan Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Franklin County.What Lurgan Township faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Inland flooding
Hurricanes
Federal disasters declared here
None of the disasters declared for Franklin County shows FEMA aid or repair money reaching Lurgan Township itself in FEMA’s records.
Franklin County has had 16 natural disasters declared since 1953, most often floods and winter storms.
Get ready for what Lurgan Township actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Keep a shovel, a blanket and snacks in the car.
- Clear snow from furnace and dryer vents.
- Check on older neighbors when the power goes out.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Lurgan Township and its neighbors
Lurgan Township ranks 2nd calmest of 5 towns around it. Tap a town to see its hazards.
| Town | Rating | Mostly | Flood claims |
|---|---|---|---|
| Hopewell Township | Low | inland flooding | 1 |
| Fannett Township | Low | inland flooding | 1 |
| Lurgan Township | Low | inland flooding | 2 |
| Letterkenny Township | Low | inland flooding | 2 |
| Southampton Township | Low | inland flooding | 0 |
Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.
Most disasters here begin in September–October
The month each of Franklin County’s 16 declared disasters began, since 1953.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to Lurgan Township’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Lurgan Township.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels.
Storm stories
Memories, warnings and help from neighbors in Lurgan Township.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.