Natural hazards · Lower Makefield

Lower Makefield, PA natural hazards

Most of the natural-hazard damage FEMA expects in Lower Makefield comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 186 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lower Makefield?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lower Makefield to be higher than in 35% of U.S. communities, mostly from inland flooding.

Inland flooding75%Everything else25%

By hazard

What Lower Makefield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

75% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lower Makefield flood?

Every paid claim on a federal flood insurance policy in Lower Makefield, from FEMA’s records.

186paid claims since 1978

$5.4Mpaid to owners

53homes flooded more than once

19782026

Biggest named events

Torrential rain: 22 claims, $855K
Tropical Storm Ivan: 17 claims, $648K
Tropical Storm Lee: 16 claims, $329K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (17) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 15% off flood insurance. Lower Makefield is in FEMA’s Community Rating System (class 7) for its flood-proofing work.

Insurance rates: Bucks County.

What’s been done with FEMA grants

4homes raised above flood level

Disasters that hit Lower Makefield

Federal disasters declared here

None of the disasters declared for Bucks County shows FEMA aid or repair money reaching Lower Makefield itself in FEMA’s records.

Brought FEMA money into Lower MakefieldDeclared for Bucks County only

Bucks County has had 21 natural disasters declared since 1953, most often hurricanes and floods.

Around Lower Makefield

Lower Makefield and the towns around it

Very lowLowModerateHighVery high

Yardleymostly inland floodingVery high

Trentonmostly inland floodingHigh

Ewingmostly inland floodingHigh

Morrisvillemostly inland floodingHigh

Upper Makefieldmostly inland floodingModerate

Lower Makefieldmostly inland floodingLow

Fallsmostly inland floodingLow

Middletownmostly inland floodingLow

Newtownmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lower Makefield covers 7 census tracts, combined by population.

Money that reached townFlood claims are matched to Lower Makefield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Lower Makefield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lower Makefield total about $11.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.