Natural hazards · Lititz

Lititz, PA natural hazards

Most of the natural-hazard damage FEMA expects in Lititz comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 50 claims here since 1978. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lititz?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lititz to be higher than in 42% of U.S. communities, mostly from inland flooding.

Inland flooding70%Hurricanes11%Earthquakes6%Everything else14%

By hazard

What Lititz faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

11% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 12 years in the area

Earthquakes

6% of expected damage

Above average · higher than 62% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lititz flood?

Every paid claim on a federal flood insurance policy in Lititz, from FEMA’s records.

50paid claims since 1978

$1.5Mpaid to owners

4homes flooded more than once

19782026

Biggest named events

Tropical Storm Lee: 12 claims, $136K
Not a named storm: 4 claims, $7K
Tropical Storm Ivan: 1 claim, $25K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lititz isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lancaster County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit Lititz

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lititz itself: aid to households, or repair grants to the Borough of Lititz.

Brought FEMA money into LititzDeclared for Lancaster County only

2011

Tropical Storm Lee

245 households applied for aid $414K aid approved

2006

Severe Storms, Flooding, and Mudslides

34 households applied for aid $49K aid approved

Lancaster County has had 19 natural disasters declared since 1953, most often floods and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lititz covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Lititz’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Lititz. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lititz total about $3.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.