Natural hazards · Limestone

Limestone, PA natural hazards

Most of the natural-hazard damage FEMA expects in Limestone comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 103 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Limestone?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Limestone to be higher than in 44% of U.S. communities, mostly from inland flooding.

Inland flooding79%Lightning6%Everything else15%

By hazard

What Limestone faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 2 times a year in the area

Lightning

6% of expected damage

Below average · higher than 32% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong wind

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Limestone flood?

Every paid claim on a federal flood insurance policy in Limestone, from FEMA’s records.

103paid claims since 1979

$1.9Mpaid to owners

11homes flooded more than once

19792026

Biggest named events

Tropical Storm Ivan: 23 claims, $772K
Not a named storm: 1 claim, $4K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (3) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Limestone isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clarion County.

Disasters that hit Limestone

Federal disasters declared here

None of the disasters declared for Clarion County shows FEMA aid or repair money reaching Limestone itself in FEMA’s records.

Brought FEMA money into LimestoneDeclared for Clarion County only

Clarion County has had 12 natural disasters declared since 1953, most often floods and hurricanes.

Around Limestone

Limestone and the towns around it

Very lowLowModerateHighVery high

Monroemostly inland floodingModerate

Limestonemostly inland floodingModerate

Redbankmostly inland floodingModerate

Clovermostly inland floodingLow

Clarionmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Limestone covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Limestone’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Limestone. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Limestone total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.